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Ways To Improve Work-Life Balance

Being able to leave the office on time was a sign of a healthy work-life balance. Others wanted to meet up with friends or visit the gym during their lunch break, while some wanted to spend more time with their kids. Companies increasingly allow employees to work from home one or more weekly to attract new talent.

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The COVID-19 pandemic and ensuing lockdowns have changed how people manage their work and personal lives. Thousands of office workers are attempting to switch to working full-time from home, and many are seeing how easily the lines between work and family life may blur. While the daily commute has disappeared, other challenges have appeared, such as the inclination for work hours to go late into the night.

1. Accept that there is no “ideal” work-life balance

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You probably picture yourself having a productive day at work and leaving early to spend the remainder of the day with friends and family when you hear the phrase “work-life balance.” Although it can seem like the ideal circumstance, this is not always possible.

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Instead of aiming for perfection, try to stick to a reasonable timeline. You could be more focused on your work on certain days and freer to pursue interests or spend time with loved ones on other days. Balance is something you develop over time, not every day.

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2. Look for a job you like

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While having a job is a societal must, your occupation shouldn’t be restrictive. Simply said, you won’t be happy if you despise what you do. While you don’t have to like every aspect of your job, it should be fascinating enough to make you look forward to going to work every day.

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3. Demand adaptability

Getty Images Group of creative professionals in meeting. Out of focus background images were altered.

Discussions that are open and sincere about your needs and those of your company and team might result in practical solutions.

Flextime, a shorter weekly schedule, work sharing, and other creative options are a few examples of this.

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4. Put your health first

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Your whole physical, emotional, and mental health should be your first focus. Schedule those visits if you experience anxiety or sadness and think therapy may help you, even if it means skipping your evening spin class or leaving work early. If you suffer from a chronic illness, don’t be reluctant to take sick days. Overworking yourself prevents improvement and may need you to take additional days off in the future.

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5. Show yourself kindness

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Perfectionism is one of the most important strategies for creating a sense of work-life balance.

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Success in school and the early stages of one’s career may have been aided by perfectionism. But with time, the strain it causes increases. The demands on our systems and mental resources increase as our responsibilities expand.

It is important to keep in mind that life is not always simple. Everyone has difficulties, so you won’t always do things “right.” By accepting this fact, you may change your viewpoint and approach to life and work to be more empathetic and open to learning and growth. By doing this, you may be able to keep your equilibrium.

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Disclaimer For: Ways To Improve Work-Life Balance

LeakedIIN believes the information on Ways To Improve Work-Life Balance accessible via this website is accurate and trustworthy but makes no promise regarding its timeliness, completeness, or correctness. LeakedIIN isn't a broker. We don't offer individualized investment advice. This website's information is subject to change. This website's content may become old, incomplete, or wrong. We may update obsolete, incomplete, or erroneous information, but aren't required to.

NO FINANCIAL ADVICE– The Information on this website, LeakedIIN, is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose.

The information contained in or provided from or through this website, podcast, and blog is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.

Investing

Investing in Marijuana ETFs in 2020

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Investing in Marijuana ETFs in 2020

Investing in marijuana exchange-traded funds (ETFs) is becoming increasingly popular as a way to gain exposure to the cannabis industry. But what are the best marijuana ETFs to invest in for 2020? Read on to find out!

The cannabis industry has had its share of problems in the past, such as MedMen burning through cash and CannTrust Holdings filing for bankruptcy due to illegal cannabis cultivation. This high volatility makes marijuana stocks a riskier asset, which is why many investors are turning to marijuana ETFs.

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One such ETF is the AdvisorShares Pure Cannabis ETF, which began trading in April 2019. It has an expense ratio of 0.74%, and a dividend yield of 7.26%. The fund tracks American and Canadian companies specializing in health care, consumer products, and real estate.

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The Horizons US Marijuana Index ETF, the first U.S.-focused marijuana ETF, began trading in April 2019 in Canada. It has an expense ratio of 0.85%, and holds 30 companies based in the U.S.A.

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The Cannabis ETF, which started trading in July 2019, has an expense ratio of 0.7%. It owns 30 stocks and is managed passively, tracking the Innovation Labs Cannabis Index. Despite having only $20.7 million in assets, the fund provides a dividend yield of 4.1%.

 

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Passively managed ETFs are often preferred by investors due to their lower fees and higher returns. According to Morningstar, last year’s net inflows of passively managed ETFs were $162.7 billion, while actively managed ones reported net withdrawals of $204.1 billion.

 

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However, investing in passively managed cannabis industry ETFs can be risky. Jason Spatafora, head trader at truetradinggroup.com and co-founder of marijuanastocks.com, believes that actively managed ETFs hold less risk as managers can divest companies as soon as a major problem arises, while passive ETFs are rebalanced quarterly. He also advises against adding cannabis ETFs to a portfolio, as they often contain a lot of “garbage”. He recommends waiting until August to invest in such ETFs, as the volume in cannabis stocks usually decreases in summer.

 

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Michael Berger, the founder of Technical420, claims that the volatility in the cannabis sector in 2019 has affected the returns of stocks, making an actively managed ETF a better choice.

 

Another disadvantage of investing in marijuana ETFs is that the SEC prohibits providers from owning shares of companies directly connected to the marijuana plant, also known as “plant-touching” companies. This means that ETFs are limited to companies that are not directly involved in the production of marijuana.

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Despite the fact that cannabis is still classified as a Schedule I controlled substance, many cannabis ETFs have shares of American marijuana companies. Timothy Seymour, founder of Seymour Asset Management and portfolio manager of Amplify Seymour Cannabis ETF, believes that the regulatory environment is likely to change soon due to the increasing market in the US. He also notes that the quality of products and operational excellence have improved significantly in the past 3-5 years.

Canadian marijuana companies have seen all-time highs, according to Spatafora, and cannabis ETFs are a great addition to investors’ portfolios. For example, the ETFMG Alternative Harvest has assets of $581 million and a dividend yield of 7.25%, while passively managed ETFs offer even more, such as GW Pharmaceuticals (10.7%) and Cronos Group (9%).

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Spatafora suggests that investors should trade the stocks of Canadian marijuana companies rather than hold them long-term. He cites the example of the Canadian company Canopy, which has lost more than half of its shareholder value compared to last year.

American cannabis companies have greater potential for growth due to their larger customer base, but until the issues are resolved, it is better to avoid investing in existing ETFs. Canada’s biggest problem is that there are not enough dispensaries open to consumers. According to Spatafora, Canadian companies are losing to American ones (such as Green Thumb or Trulieve) in terms of impressive numbers and positive EBITDA.

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The marijuana market, which was deemed essential in many states during the pandemic, is now growing. The Arcview Group predicts that by 2025, this industry will reach $33.9 billion with a compound annual growth rate of 18.2%.

What are the potential rewards from investing in a Marijuana ETF?

 

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Investing in Marijuana ETFs has become a popular choice for investors seeking to benefit from the rising demand of the marijuana industry in 2020. ETFs offer an easy and cost-efficient way to very easily benefit from multiple marijuana stocks in one single trade. Marijuana ETFs have many advantages including diversified holdings, low costs, and professional management.

What is a Marijuana ETF?

Marijuana ETFs are exchange-traded funds that invest in stocks and bonds associated with the marijuana industry. The ETFs can provide access to a range of marijuana-related companies. Its holdings typically include cannabis-related stocks, such as companies that manufacture and distribute marijuana, pharmaceuticals companies researching cannabinoid-based treatments and companies providing ancillary services to the cannabis industry, such as technology, software, and legal services.

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What Should You Consider Before Investing in a Marijuana ETF?

  • Research: Investing in any ETF comes with its own set of risks and rewards. Investing wisely in a marijuana ETF requires research and understanding of the approach, as well as a comprehensive review of the ETF’s holdings.
  • Risk: Investing in marijuana ETFs may involve liquidity risk, as there may not be a large market for the ETF’s underlying securities, and ETF share prices may be volatile.
  • Market Risk and Volatility: Investing in marijuana ETFs can be risky because the industry is still in its early stages and has yet to become an accepted industry. Since the industry is still relatively new, it is subject to higher-than-normal volatility.

Frequently Asked Questions About Investing in Marijuana ETFs in 2020

  • Q: What are the risks associated with investing in a marijuana ETF?

    A: Investing in any marijuana ETF carries its own risks, such as liquidity risk and market risk. Investing wisely in a marijuana ETF requires research and understanding of the approach, as well as a comprehensive review of the ETF’s holdings.

  • Q: Are there any advantages to investing in a marijuana ETF?

    A: Yes, there are several advantages to investing in a marijuana ETF. ETFs offer diversified holdings, low costs, and professional management. Additionally, ETFs provide investors with exposure to multiple marijuana-related companies in just one trade.

Summary

Investing in marijuana ETFs in 2020 is a great way for investors to gain exposure to many different marijuana stocks and bonds. ETF’s offer a cost-effective and diversified approach to the marijuana industry and enable investors to benefit from multiple marijuana companies in one single trade. However, it is important to consider the risks associated with investing in a marijuana ETF, such as market risk and volatility, liquidity risk, and the sector’s early maturity.

 

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Disclaimer For: Investing in Marijuana ETFs in 2020

LeakedIIN believes the information on Investing in Marijuana ETFs in 2020 accessible via this website is accurate and trustworthy but makes no promise regarding its timeliness, completeness, or correctness. LeakedIIN isn't a broker. We don't offer individualized investment advice. This website's information is subject to change. This website's content may become old, incomplete, or wrong. We may update obsolete, incomplete, or erroneous information, but aren't required to.

NO FINANCIAL ADVICE– The Information on this website, LeakedIIN, is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose.

The information contained in or provided from or through this website, podcast, and blog is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.

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6 Steps to Billionairedom: What to Do and What Not to Do

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6 Steps to Billionairedom: What to Do and What Not to Do

Being a billionaire is a lofty ambition that is frequently beyond the means of the majority of individuals. Due to financial, academic, or opportunistic advantages, some people are successful. Others pick up the skills to take cautious chances, cultivate their creativity, and use their money wisely.

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On the other hand, some people miss out on the chance to become wealthy because they don’t have a long-term plan or try to hasten their success. By utilizing frameworks for focus, discipline, and habit, you can improve your chances of achieving financial success. Here are some particular suggestions about how to become a billionaire.

1. Buy stocks and mutual funds

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Investments are a common way for people to become billionaires; if they know what they’re doing, they can reap significant profits.

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This strategy’s drawback is that investing in stocks and mutual funds always entails a certain amount of risk. You may lose every penny of your savings if the stock market crashes. Research is therefore essential, as is understanding the risks and, ideally, diversifying your portfolio to include both haven and riskier assets.

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2. Found your own business

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Creating your own profitable business is more stable and less volatile than investing, even though it is not the quickest path to becoming a millionaire. A clear vision for your company is crucial, even though many other aspects might affect success.

This requires being aware of the goals you have for your business as well as the necessary measures to get there. Additionally, essential is having a particular market where you can succeed. If you focus on a specific need or goal, you have a better chance of standing out from the competition.

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3. Create a good or service that has little rivalry and is in high demand

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A definite path to becoming a billionaire is to develop a high-demand, low-competition good or service. Your knowledge, experience, and creativity will all undoubtedly be essential factors in this. If you are successful in coming up with such an idea, it is crucial that you safeguard your position by building a devoted clientele and continually providing perfection.

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If you offer a good or service in high demand and with little rivalry, you might be well on your path to becoming a billionaire.

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4. Be skeptical of your knowledge

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You destroy your prospects of becoming a billionaire when you think there is nothing else to learn. To create money through invention or innovation, you must be interested, open-minded, and always learning. You can see opportunities for growth and gain, while others can only perceive what has already been done thanks to these traits.

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5. Steer clear of flashy investments

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While discussing the newest and greatest investment possibility can be thrilling, one of the mistakes that would-be billionaires make is to put money into the “next big thing,” which isn’t usually that large. Billionaire investors steer clear of risky, exciting, and flashy investments in favor of those with the potential to generate excellent returns over the long term. The choices include real estate, energy, steel, telecommunications, medicines, and power, while high-tech and risky but attractive ideas might go either way.

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6. Refrain from quitting too soon

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Successful entrepreneurs are aware that success takes work. Even if a business idea fails, another one might triumph. It isn’t easy to construct something from scratch, especially when it has a billion-dollar value. Time will work in your favor if you are quick.

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Disclaimer For: 6 Steps to Billionairedom: What to Do and What Not to Do

LeakedIIN believes the information on 6 Steps to Billionairedom: What to Do and What Not to Do accessible via this website is accurate and trustworthy but makes no promise regarding its timeliness, completeness, or correctness. LeakedIIN isn't a broker. We don't offer individualized investment advice. This website's information is subject to change. This website's content may become old, incomplete, or wrong. We may update obsolete, incomplete, or erroneous information, but aren't required to.

NO FINANCIAL ADVICE– The Information on this website, LeakedIIN, is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose.

The information contained in or provided from or through this website, podcast, and blog is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.

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Best Financial Advice Ever

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Best Financial Advice Ever

Inflation. Cryptocurrency. NFTs. It can be challenging to stay up to date on all of the latest financial news. So, let’s start from the beginning. What money management ideas can you rely on to stand the test of time, regardless of market fluctuations or the number of Dogecoin offshoots?

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1. Make an effort to spend within your means

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This is a no-brainer. In practice, however, keeping a credit card in your wallet makes it easy to spend more money than you have. You will go into debt if you have more money going out than coming in. It will be challenging to get back on track because interest will require you to repay more than you originally spent.

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2. Make a budget

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Making and sticking to a budget is always at the top of the list regarding money advice. Any financial planning must begin with understanding how much money you bring in and how much you spend. Making a budget can be difficult. But don’t worry; you can get a FREE budget sheet from our website.

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3. Online grocery shopping

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Online grocery shopping can completely change the way you manage your finances. You don’t buy what you want; you buy what you require. You can use grocery apps or compare shops online to find the most affordable brand or what’s on sale. You can also plan precisely what you need to buy and avoid accidentally purchasing duplicate items by shopping from your pantry. It’s a fantastic way to shop and saves a lot of time.

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4. Begin thinking about retirement

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Time is money when it comes to retirement savings. Begin saving for investments as soon as possible, even if it’s a small amount. Because of compound interest, you will receive more than just interest on your principal. You will also be paid interest on your claim.

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5. Visit thrift stores

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Thrift stores are the best places to shop. You’d be surprised at how many brand-new items people donate that they no longer need! Many people who cannot find alternative employment work at your local thrift store. As a result, in addition to saving money on a necessity, you also benefit your community. Remember to donate anything you no longer require.

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Disclaimer For: Best Financial Advice Ever

LeakedIIN believes the information on Best Financial Advice Ever accessible via this website is accurate and trustworthy but makes no promise regarding its timeliness, completeness, or correctness. LeakedIIN isn't a broker. We don't offer individualized investment advice. This website's information is subject to change. This website's content may become old, incomplete, or wrong. We may update obsolete, incomplete, or erroneous information, but aren't required to.

NO FINANCIAL ADVICE– The Information on this website, LeakedIIN, is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose.

The information contained in or provided from or through this website, podcast, and blog is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.

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