Do you ever wonder what strange and unique types of insurance policies exist in the world?
From coverage for your pet rock collection to a policy that will protect you if you fall in love, the range of insurance products available today is truly remarkable.
In this blog post, we’ll take a look at some of the weirdest insurance policies out there and discuss why you may want to consider them.
Read on to learn about the five weirdest insurances you never knew about!
1) A Hole in One Insurance
Have you ever wanted to be rewarded for that awesome golf shot you pulled off? Well, now you can be!
A Hole in One Insurance is an insurance policy that rewards golfers with a hole-in-one prize. The prizes typically range from a cash payout, a car, or even a dream vacation.
This type of insurance is typically purchased by golf course owners or tournament organizers, who then offer the prize to the player who makes a hole-in-one during the event.
The cost of the insurance varies depending on the prize and how many participants are involved in the tournament.
The goal of A Hole in One Insurance is to increase player participation in golf tournaments, which is great for business.
It also gives players an added incentive to take a shot at a hole-in-one. After all, why not take the chance and try to win something special if you have the chance?
2) Alien Abduction Insurance
Have you ever thought about the possibility of being abducted by aliens?
If so, you’re not alone! In fact, some people are so worried about this happening that they have even taken out an insurance policy to cover their costs should they be abducted by extraterrestrials.
Alien Abduction Insurance is a real thing and you can buy it for yourself if you want.
This type of policy was created in 1987 by the St. Lawrence Agency, a specialty insurance provider in Illinois.
It covers all kinds of abduction-related costs including medical expenses, legal fees, therapy costs and even up to $10 million in ransom money should aliens abduct you!
The policy also includes extra benefits such as DNA testing if you return with alien offspring, counselling sessions for both you and your family, and even the services of an alien abduction investigator.
This investigator will look into any evidence of abduction and make sure that you receive the compensation that you are entitled to.
Of course, there is no guarantee that aliens will ever take you away, but at least this way, if they do, you’ll have some peace of mind knowing that your financial security is taken care of.
So if you’re worried about a possible alien abduction, maybe it’s time to invest in some Alien Abduction Insurance!
3) Wedding Insurance
When it comes to planning a wedding, there are a million different things that could go wrong – from bad weather to caterers not showing up.
That’s why wedding insurance can be a lifesaver! This type of insurance provides financial protection in case something unexpected goes wrong on your special day.
Most wedding insurance plans cover unforeseen issues like catering costs if your caterer doesn’t show, weather-related cancellations, and lost deposits due to the vendor’s failure.
It may even provide coverage for theft or damage to your wedding attire. Additionally, some plans include personal liability coverage in case someone gets injured during the event.
Wedding insurance is relatively inexpensive, with policies ranging from $150 to $500 depending on the amount of coverage you need.
With so much money and effort going into planning a wedding, it’s definitely worth looking into this type of insurance to protect yourself and your loved ones in case something goes wrong.
4) Hire a Clown Insurance
Are you planning a special event and worried about the entertainment falling through? Well, worry no more. You can now get hire a clown insurance!
Yes, this is a real thing. The policy covers any unexpected costs that may arise from hiring a clown for your event.
This type of insurance usually covers the clown’s cancellation, injuries and damages that occur during their performance, as well as any legal costs associated with the event.
So if you want to make sure your event is a success and that you don’t have to bear the costs of any unexpected mishaps, then hire a clown insurance might just be for you!
5) Facebook Addiction Insurance
Have you ever heard of Facebook Addiction Insurance? It may sound like a joke, but this type of insurance actually exists and can be purchased to protect people from the risks associated with overusing social media.
Facebook Addiction Insurance is designed to provide financial protection in the event that a policyholder becomes addicted to the platform and begins to spend excessive amounts of time online. It can also be used to cover related costs such as counselling or rehab treatment.
The policy is tailored to the individual’s needs and can cover any kind of social media usage. Depending on the policy, the insurance may cover time spent on Facebook, Instagram, Twitter, YouTube, and other popular platforms.
In addition to providing financial protection, Facebook Addiction Insurance can also help policyholders get help if they are struggling with addiction.
Many policies include access to professional counsellors who can provide advice and assistance to those suffering from addiction.
So if you find yourself spending too much time on Facebook, Instagram, or other social media sites, don’t hesitate to look into getting some Facebook Addiction Insurance. It could be just what you need to get back on track.
FAQs
Weirdest Insurances Facts
1. You can get pet insurance that covers your dog’s wedding – from the flowers to the cake!
2. If you want to protect your home against damage caused by flying saucers, you can purchase an extraterrestrial insurance policy.
3. If you want to insure your unborn child, you can do so with a “pre-birth insurance” policy.
4. You can buy a “fertility insurance” policy that will cover the cost of fertility treatments.
5. You can get insurance for a specific part of your body. For example, if you’re a professional athlete, you can get an insurance policy to cover your knees or elbows in case of injury.
Can I insure my legs?
It might come as a surprise to learn that some people can insure their legs. Leg insurance is available to those whose livelihoods depend on the health of their legs, such as professional athletes, dancers, and other performers.
Leg insurance can also be an option for people who are self-employed and rely on their legs to do their jobs.
Leg insurance provides coverage for medical expenses related to injuries sustained in accidents or illnesses that affect the legs.
This coverage can include physical therapy, medical treatment, and even amputation or surgery in extreme cases. Depending on the insurance provider, the policy may also cover any lost wages or profits due to being unable to work.
weird things health insurance covers
Health insurance is designed to provide financial protection in case of a medical emergency or illness. But did you know that there are some very weird things that health insurance covers?
From pet therapy to travel vaccinations, here are some of the oddest health insurance coverages out there.
Pet Therapy:
Some health insurance companies recognize the potential mental health benefits of pet therapy. As such, many offer coverage for pet therapy sessions as part of their mental health coverage.
Travel Vaccinations:
Many people travel internationally for business or pleasure. Most travel health insurance policies cover the cost of travel vaccinations, so you don’t have to worry about unexpected expenses when traveling abroad.
Experimental Treatments:
In certain cases, health insurance companies may cover experimental treatments and procedures. This may include treatments for conditions like cancer, autoimmune disorders, and other life-threatening illnesses.
Nutritional Supplements:
Health insurance companies are beginning to recognize the importance of proper nutrition in maintaining good health. As such, many plans now cover some nutritional supplements to help you get the right balance of vitamins and minerals.